The 1995 Tennessee Tech Golden Eagles football team represented Tennessee Technological University (commonly referred to as Tennessee Tech) as a member of the Ohio Valley Conference (OVC) during the 1995 NCAA Division I-AA football season. Led by 10th-year head coach Jim Ragland, the Golden Eagles compiled an overall record of 3–8, with a mark of 2–6 in conference play, and finished tied for sixth in the OVC.
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