The 1927–28 season was the 27th season of competitive football played by Cardiff City F.C. and the team's seventh consecutive season in the First Division of the Football League. The team were reigning holders of the FA Cup starting the campaign, having won the previous year's final. As a result, there were few significant changes in the playing squad from the previous season, with the club choosing to invest funds in their home ground Ninian Park. Despite being one of the lowest scoring sides in the league, Cardiff finished sixth in the First Division and were considered title contenders until late into the campaign when they suffered a poor run of form.

In their defence of the FA Cup, Cardiff recorded victories over Southampton and Liverpool to reach the third round where they were eliminated by Nottingham Forest. In the Welsh Cup, Cardiff were able to retain their title by defeating Bangor 2–0 in the final, both goals being scored by Hughie Ferguson. They also competed in the 1927 FA Charity Shield against amateur side Corinthians as winners of the previous year's FA Cup. Ferguson was again on the scoresheet to help his side to a 2–1 victory with Len Davies scoring the winning goal.

George McLachlan appeared more than any other player during the season, featuring in 50 matches in all competitions. Ferguson was the club's top goalscorer for the second consecutive season, netting 25 times in all competitions. Poor attendance figures continued from the previous season due to the economic downturn in the South Wales region with a season low league crowd of 6,606 attending a league match against Derby County in November 1927.

Background

Cardiff City were competing in the First Division of the Football League for the seventh consecutive season. The previous season, Cardiff had become the first team from outside England to win the FA Cup by defeating Arsenal 1–0 in the 1927 FA Cup Final at Wembley Stadium. However, in the league, they had endured a downturn in form and finished the campaign in 16th place.

Despite a drop in attendance figures during the 1926–27 season due to the economic situation in the South Wales area, part of the 1926 United Kingdom general strike, the Cardiff's finances were significantly boosted by the successful cup run. The gate receipts for the final had generated the club more than £23,000 in revenue, while unusual forms of income such as £40 from Columbia Records for the rights to sell recordings of the singing at the match further boosted the club. The board decided to invest the money in the club's home ground Ninian Park hiring local engineering firm Connies & Meaden to begin construction of a roof above the Grange End Stand. The club also undertook a tour of Wales after the final to display the FA Cup around the country.

The decision to invest in Ninian Park ultimately left manager Fred Stewart with little money to spend on his team. The club's programme however noted that the playing staff had never before "been so well placed for players as at present" and that the decision was made due to "the satisfaction of the directors with the men at their disposal." The signings that Stewart was able to add were inexpensive players from amateur leagues including Joe Hillier, who previously played for South Wales rivals Swansea Town, and John Ridgeway, an amateur from the Sheffield area. At boardroom level, Walter Parker decided to step down from his role as chairman and was replaced by Watkins J. Williams. Club captain Fred Keenor received offers from several English clubs having led his side to FA Cup victory, but chose to remain with Cardiff.

Football League First Division

August–December Cardiff began the season with a home fixture against Bolton Wanderers at Ninian Park which attracted a crowd of more than 24,000. Goals from George McLachlan and Len Davies secured a winning start to the campaign with a 2–1 victory. The win prompted an unbeaten start to the campaign for Cardiff who recorded four consecutive draws in their following games. Beginning with a 3–3 draw with Sheffield Wednesday, with Ernie Curtis, Billy Thirlaway and the previous season's top goalscorer Ferguson all scoring their first of the season, the run continued with a goalless draw with Blackburn Rovers and 1–1 draws with Middlesbrough and Blackburn again in the reverse fixture. Ferguson added a brace during a 3–1 victory over Birmingham City on 17 September and was among the scorers a week later during another 3–1 win over league leaders and reigning First Division champions Newcastle United, in a match which attracted a season high home crowd of 30,590 at Ninian Park. The defeat was the first Newcastle had suffered during the season and moved Cardiff into second place, with The Times picking Keenor out for praise in restricting the play of the opposition's leading forward Hughie Gallacher.

The side's unbeaten start to the season was brought to an end on 1 October as they suffered a heavy 8–2 defeat to Huddersfield. Despite the nature of the defeat, The Times attributed the severity of the defeat more to the "first-class" play of the opposition rather than the deficiency of Cardiff's play. The defeat dropped Cardiff five positions to seventh in the table at the start of October. Cardiff returned to form the following week, defeating struggling Tottenham Hotspur at Ninian Park, before drawing 2–2 with Manchester United on 15 October. In their next match, Cardiff conceded early as 21st place Portsmouth took the lead in the opening minute, before retaking control of the match through goals by Thirlaway, Ferguson and George McLachlan as they "somewhat easily" overcame the initial deficit according to The Times. With Curtis, Keenor and Len Davies absent on international duty, Cardiff fell to their second league defeat of the season to end October with a 4–1 loss against Leicester City. Cardiff's goal was scored by Potter Smith in his first appearance of the campaign, and he kept his place for the following fixture and scored again in a 1–1 draw with Liverpool on 5 November.

Despite his goalscoring efforts, Smith was replaced by the returning Curtis for a 2–0 defeat to West Ham United before Curtis himself was replaced by Willie Davies. He made his first appearance for Cardiff since 20 November 1926 in a 4–4 draw with Derby County having overcome a bout of pleurisy that had kept him sidelined and even confined to a sanatorium. He scored his side's third goal to give them a 3–0 lead in front of a home league fixture low crowd of 6,606, but Derby rallied and the match ended tied. Crowd numbers had initially remained high at the start of the season as the team's FA Cup success piqued interest, but numbers dropped as the campaign progressed with the economic downturn in the South Wales region affecting the club's supporters. The Football Express noted that "enthusiasts who, in previous seasons were regular visitors, but who now, on the score of the economy... content themselves with a visit to selected games." Another high-scoring game followed, as Cardiff ended November with a 4–3 win over Sheffield United.

On 3 December, Cardiff met Aston Villa at Ninian Park. Ferguson gave his side the lead after three minutes and, although Villa equalised soon after, he added a second midway through the first half to give Cardiff a 2–1 victory to move into third place. They moved up to second by defeating Sunderland 2–0 a week later despite spending a period effectively reduced to 10-men due to an injury to Keenor. However, this proved to be the pinnacle of their league season as a three-game losing streak through mid-December began with a 1–0 defeat to mid-table Bury at Ninian Park, their first home defeat of the season. The match also proved to be the final game for Willie Davies who was sold to Notts County in order to raise funds as low attendance figures continued to impact the club's finances. The three-game losing streak concluded with a 2–1 losses to Burnley on 24 December and league leaders Everton two days later. The latter match was played in driving snow as Everton dominated the tie with Dixie Dean scoring both of the opposition goals. Harry Wake scored for Cardiff in only his second appearance of the season and he followed this up by scoring against Everton again in the reverse fixture the following day to help his side to a 2–0 victory. Cardiff finished the calendar year with their fourth loss in five matches, a 2–1 defeat against Bolton.

January–May

On 7 January, Cardiff met bottom placed side Sheffield Wednesday at Ninian Park, with a crowd of under 10,000 for the third time during the year. However, they were unable to live up to their higher placing and were held to a 1–1 draw. Due to FA Cup commitments, Cardiff played only one further match in January, against Middlesbrough. Thirlaway and Ferguson scored one goal each to secure a victory and progress Cardiff to fourth. Keenor and Len Davies were again absent on international duty for Cardiff's 2–0 loss to Newcastle on 4 February, but returned to help their side 4–0 win over Huddersfield a week later, with Len Davies on the scoresheet to deny their opposition the chance to go top of the table. The match was Sam Irving 's last for the club as he was also allowed to leave to join Chelsea to sure up the club's finances.

Ferguson scored his 15th league goal of the campaign to help his side to a 2–1 win over Birmingham on 22 February and was on target again three days later in a 2–0 win over Manchester United, both played at Ninian Park. However, the club's lacklustre form in away matches continued as they lost 3–0 to 21st place Portsmouth on 3 March. The travelled to Tottenham two days later and, despite being under pressure for long spells in the game, held out until conceding the only goal of the match shortly before the final whistle. Curtis became the third first team departure to raise funds after the game, joining Birmingham. Stewart made several signings from non-league sides to compensate for the sales, with Matt Robinson, Tom Helsby, William Roberts and Francis Harris all arriving by the end of the season, although none featured for the senior team during the campaign.

Cardiff defeated Leicester 3–0 on 10 March with Ferguson scoring a brace and also secured their first win away from home for two months by winning 2–1 over Liverpool at Anfield, raising Cardiff to third in the table four points behind leaders Huddersfield. However, their chances of challenging for the league title quickly evaporated with two heavy defeats; Their worst home loss of the season, 5–1 against West Ham, was a followed a week later by a 7–1 defeat to Derby County. With a congested schedule in April, Stewart named several reserves in the squad for an away match against Arsenal and the weakened side succumbed to a 3–0 defeat. Within the next four days, Cardiff played two more times and record consecutive 2–2 draws with Sheffield United and in the reverse fixture against Arsenal.

Cardiff lost 3–1 to Aston Villa on 14 April, McLachlan scoring his side's goal for his tenth of the season in the league, before beating Sunderland 3–1 a week later. The victory was the first the club had recorded in seven matches. Cardiff ended the season with a 3–0 defeat to Bury before winning their final match 3–2 over Burnley on 5 May. Cardiff finished in sixth position, nine points behind league winners Everton, despite being the third lowest scoring side in the First Division and being in the top ten for goals conceded during the campaign. Only four teams possessed a lower goal average ratio than Cardiff, three of whom finished in the bottom four. The club's strong home form was cited by journalists as a reason for the success, as they lost only twice at Ninian Park, the joint lowest in the division with league winners Everton and third placed Leicester.

Partial league table

Match results Key

In result column, Cardiff City's score shown first