Ternovka () is a rural locality (a selo) and the administrative center of Ternovskoye Rural Settlement, Yakovlevsky District, Belgorod Oblast, Russia. The population was 1,340 as of 2010.Всероссийская перепись населения 2010 года. Белгородская область. 15. Численность неселения городских и сельских населённых пунктов There are 67 streets.

Geography Ternovka is located 12 km southeast of Stroitel (the district's administrative centre) by road. Shopino and Krasny Vostok are the nearest rural localities.Расстояние от Терновки до Строителя

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