Government-guaranteed health care for all citizens of a country, often called universal health care, is a broad concept that has been implemented in several ways. The common denominator for all such programs is some form of government action aimed at broadly extending access to health care and setting minimum standards. Most implement universal health care through legislation, regulation, and taxation. Legislation and regulation direct what care must be provided, to whom, and on what basis.
The logistics of such health care systems vary by country. Some programs are paid for entirely out of tax revenues. In others, tax revenues are used either to fund insurance for the very poor or for those needing long-term chronic care. In some cases such as the United Kingdom, government involvement also includes directly managing the health care system, but many countries use mixed public-private systems to deliver universal health care. Alternatively, much of the provision of care can be contracted from the private sector, as in the case of Canada and France. In some instances, such as in Italy and Spain, both these realities may exist at the same time. The government may provide universal health insurance in the form of a social insurance plan that is affordable by all citizens, such as in the case of Germany and Taiwan, although private insurance may provide supplemental coverage to the public health plan. In twenty-five European countries, universal health care entails a government-regulated network of private insurance companies.
Africa Algeria
Algeria operates a public and universal healthcare system. A network of hospitals, clinics, and dispensaries provide treatment to the population, with the social security system funding health services, although many people must still cover part of their costs due to the rates paid by the social security system remaining unchanged since 1987. The poor are generally entitled to taxpayer funded health services, while the wealthy pay for treatment according to a sliding scale.
Botswana
Botswana established a free universal healthcare system that operates a system of public medical centers, with 98% of health facilities in the country run by the government. All citizens are entitled to be treated in taxpayer funded facilities, though a nominal fee of ~70 BWP (~US$6.60) is typically charged for public health services except for sexual reproductive health services and antiretroviral therapy services, which are free.
Burkina Faso
Burkina Faso provides universal healthcare to citizens through a system called Universal Health Insurance (AMU)—administered by two bodies, one for civilians and the other for the armed forces.
Mauritius
The government of Mauritius operates a system of medical facilities that provide treatment to citizens, free of charge.
Rwanda
Rwanda operates a system of universal health insurance through the Ministry of Health called Mutuelle de Santé (Mutual Health), a system of community-based insurance where people pay premiums based on their income level into local health insurance funds, with the wealthiest paying the highest premiums and required to cover a small percentage of their medical expenses, while those at the lowest income levels are exempt from paying premiums and can still utilize the services of their local health fund. In 2012, this system insured all but 4% of the population.
Seychelles
The government of Seychelles operates a system of medical facilities that provide treatment to citizens, free of charge.
Tunisia
Tunisia operates a public healthcare system under the National Health Insurance Fund (Caisse Nationale d'Assurance Maladie). All Tunisian citizens and residents can receive treatment in state-run hospitals and clinics for a very low co-pay, while people with the lowest income are able to apply for an exemption from co-pays.
Asia Azerbaijan
Medical insurance is mandatory in Azerbaijan. All Azerbaijan citizens are covered under the country's newly introduced universal healthcare policy and are entitled to free medical care. Under the national health insurance system, coverage includes primary, inpatient and outpatient services, emergency care, vaccinations and lab services, among other benefits.
Bhutan
The Royal Government of Bhutan maintains a policy of free and universal access to primary health care. As hospital facilities in the country are limited, patients with diseases that cannot be treated in Bhutan, such as cancer, are normally referred to hospitals in India for treatment. Such referral treatment is also carried out at the cost of the Royal Government.
China
As of 2017, more than 97% of people in China are covered by one of three categories of public health insurance. From most generous to least generous, they are the: Urban Employee Basic Medical Insurance (UEBMI, ) Urban Resident Basic Medical Insurance (URBMI, ) New Cooperative Medical Service (NCMS, ) The UEBMI is funded by 6-12% by employers and 2% by employees; the URBMI entirely by local governments, and it covers students, the unemployed, and the retired; and the NCMS by the central government. In 2016, the government announced plans to merge NCMS with URBMI. China also has five private health insurance companies for supplementary care: the three largest are Ping An, PICC, and China Life. For the public plans, the list of covered procedures is limited, and copayment is common. The proportion of out-of-pocket costs depends on profession and location: for example, workers in urban Shanghai might have 85% of their medical costs covered up to $740,000 while workers in rural Guiyang are reimbursed for 65% of their medical costs up to $29,000 annually.
Immediately after the Chinese Communist Revolution in 1949, the state both directly operated all hospitals and clinics. The government paid for healthcare services, and life expectancy improved greatly, although the services provided were basic. State-provided health insurance varied by area: the Cooperative Medical System (CMS) covered rural areas, while the Government Insurance Scheme (GIS) and Labor Insurance Scheme (LIS) covered residents of urban areas. After the reform and opening up in 1978, the state reduced spending on hospitals and allowed them to charge patients for profit. The state, however, did not stop paying for certain healthcare services like mandatory vaccination.
From the high point of privatization of healthcare in the 1990s, China has been reforming with universal health care as a goal in the twenty-first century, as part of the "moderately prosperous society" plan. The New Rural Co-operative Medical Care System (NRCMCS) from 2005, aimed at the rural poor, sets the annual cost of medical coverage at 50 yuan (US$7) per person. As of September 2007, around 80% of the whole rural population of China had signed up (about 685 million people). For patients who go to a small hospital or clinic in their local town, the scheme covers from 70 to 80% of their bill; patients at a county provider get 60% of their cost covered; and in a large modern city hospital, the scheme covers about 30% of the bill.
At the end of 2008, the government published its reform plan clarifying government's responsibility by saying that it would play a dominant role in providing public health and basic medical service. The plan listed public health, rural areas, city community health services and basic medical insurance as four key areas for government investment. It also promised to tighten government control over medical fees in public hospitals and to set up a "basic medicine system" to cover drug costs.Staff (October 14, 2008). "Medical Reform Draft Open to Public Debate". Xinhua News Agency (via the China Internet Information Center). Retrieved April 10, 2014.Staff (January 21, 2009). "China Passes New Medical Reform Plan". xinhuanet.com. Retrieved April 10, 2014. China's "Law on Promotion of Basic Medical and Health Care", effective June 2020, asserts that Chinese citizens have a positive right to healthcare, regardless of cost. Additional laws are expected to specify what this right will mean in practice.
Cyprus
A universal national health system, known as GESY, planned in 2000s and was implemented in Cyprus in June 2019. The new system aims to provide affordable and effective medical care to all people residing permanently in Cyprus. As of June 2022, 917,000 Cypriots have registered with a general practitioner through the GESY system, which is roughly the current population of the Republic of Cyprus.
Hong Kong
Hong Kong has early health education, professional health services, and well-developed health care and medication system. The life expectancy is 84 for females and 78 for males,"Healthy life expectancy in Hong Kong". World Health Organization. Retrieved June 7, 2008. which is the second highest in the world, and 2.94 infant mortality rate, the fourth lowest in the world.
There are two medical schools in Hong Kong, and several schools offering courses in traditional Chinese medicine. The Hospital Authority is a statutory body that operates and manages all public hospitals. Hong Kong has high standards of medical practice. It has contributed to the development of liver transplantation, being the first in the world to carry out an adult to adult live donor liver transplant in 1993.
India
India has consistently developed and invested in the healthcare system of the country since independence. At the federal level, a national public health insurance program was launched in 2018 by the government of India, called Ayushman Bharat. This aimed to cover the bottom 50% (500 million people) of the country's population working in the unorganized sector (enterprises having less than 10 employees) and offers them free treatment at both public and private hospitals. For people working in the organized sector (enterprises with more than 10 employees) and earning a monthly salary of up to ₹21,000 are covered by the social insurance scheme of Employees' State Insurance which entirely funds their healthcare (along with pension and unemployment benefits), both in public and private hospitals. People earning more than that amount are provided health insurance coverage by their employers through the many public or private insurance companies. As of 2020, 300 million Indians are covered by insurance bought from one of the public or private insurance companies by their employers as group or individual plans. Unemployed people without coverage are covered by the various state insurance schemes if they do not have the means to pay for it. In 2019, the total net government spending on healthcare was $36 billion, or 1.23% of its GDP.₹2.6 trillion An outpatient card at AIIMS costs a one-time fee of ₹10 (roughly US$0.20) and thereafter outpatient medical advice is free. In-hospital treatment costs is extremely minimal and depends on the financial condition of the patient and the facilities utilized, but are usually much less than in the private sector. For instance, a patient is waived treatment costs if their income is below the poverty line. However, getting treatment at high quality government hospitals is very tough due to the high number of people needing healthcare and the lack of sufficient facilities.