The Nepal Rastra Bank has licensed 103 BFIs as of mid-july 2026 and a development bank and 2 finance companies are declared problematic a& transactions are suspended. Among them, 50 are BFIs that conduct general banking, and 50 are microfinance institutions that serve deprived women in society by providing loans. This is a list of banks and financial institutions in Nepal licensed by the Nepal Rastra Bank and their branches/ extension counters.
Class A: Commercial banks
Commercial banks are classified as Class "A" banks by the Nepal Rastra Bank. There are 20 commercial banks as of Mid July 2026.
Bank Name Head Office Paid-up capital in arab Branches Agriculture Development BankRamshahpath, Kathmandu रु 19.74310 Citizens BankNarayanhitipath, Kathmandu रु 15.51 210 Everest Bank Lazimpat, Kathmandu रु 13.72 144 Global IME Bank LimitedKamaladi, Kathmandu रु 38.12 429 Himalayan Bank Kamaladi, Kathmanduरु 22.58 198 Kumari BankNaxal, Kathmandu रु 26.23 336 Laxmi Sunrise BankHattisar, Kathmandu रु 26.78 294 Machhapuchhre BankLazimpat, Kathmandu रु 12.09 177 Nabil BankTeendhara, Kathmandu रु 27.06 288Nepal BankDharmapath, Kathmanduरु 14.69 297 Nepal Investment Mega BankDurbar Marg, Kathmandu रु 34.13 328 Nepal SBI Bank Kamaladi, Kathmandu रु 11.33 133 NIC Asia BankKamaladi, Kathmandu रु 14.92 428 NMB Bank NepalBabar Mahal, Kathmandu रु 19.28 212 Prabhu BankAnamnagar, Kathmandu रु 23.54 374 Prime Commercial BankKamal Pokhari, Kathmandu रु 20.95 195Rastriya Banijya BankSingha Durbar, Kathmanduरु 15.64 384 Sanima BankNarayanchaur, Kathmandu रु 13.58 141 Siddhartha BankNaxal, Kathmandu रु 14.09 198 Standard Chartered BankNaya Baneshwor, Kathmandu रु 10.04 18
Class B: Development banks Nepal Rastra Bank has licensed 17 development banks and has classified these on national and province level as per working area. There are 8 national level and 8 are regional ie province/district level development banks operational as of July 2026 & 1 development bank is declared problematic. The list of National Level Development Banks are.
Company Name Headquarters/ Corporate Office Paid-up capital (In arab) Branches WebsiteGarima Bikas BankLazimpat, Kathmandu रु 6.02137Jyoti Bikas BankKamaladi, Kathmandu रु 4.40119Kamana Sewa Bikas BankGyaneshwor, Kathmandu रु 3.86124Lumbini Bikas BankDillibazaar, Kathmandu रु 3.6291Mahalaxmi Development BankDurbar Marg, Kathmanduरु 4.30 100Muktinath Bikash BankKamaladi, Kathmanduरु 8.00189Sangrila Development BankBaluwatar, Kathmanduरु 3.56109Shine Resunga Development BankKalikanagar, Butwalरु 4.8888 The list of regional (Province/District) Level development banks are. Bank Name Headquarters/ Corporate Office Working AreaPaid-up capital(In crore) Branches & Extension CountersWebsite Corporate Development BankAdarsanagar, BirgunjMadhesh Province रु 53 5Excel Development BankMukti Chowk, BirtamodeKoshi Pradesh रु 12548Green Development BankSabhagriha Chowk, PokharaGandaki Provinceरु 6115Miteri Development BankMahendra Path, DharanKoshi Pradeshरु 122 18Narayani Development BankRatnanagar, ChitwanChitwan Districtरु 49 5Salapa Bikash BankDiktel Bazar, KhotangKhotang Districtरु 52 6Saptakoshi Development BankMain Road, BiratnagarKoshi Pradeshरु 83 34Sindhu Bikas BankBanepa, KavrepalanchowkBagmati Pradeshरु 56 27
Problematic Development Bank Karnali Development Bank.
Defunct Development Banks (National)
BankClosedFateSupreme Development Bank2017Merged with NCC Bank Nepal Reliable Development Bank2017Acquired by Global IME BankSiddhartha Development Bank2017Acquired by Janata Bank Nepal LimitedAce Development Bank2017Acquired by Nepal Investment Bank LimitedTourism Development Bank2018Merged with Mega Bank NepalNIDC Development Bank2018Acquired by Rastriya Banijya BankOm Development Bank2019Merged with NMB BankKailash Bikash Bank2020Merged with Prime Commercial BankDeva Development Bank2020Acquired by Kumari BankGandaki Bikash Bank2020Merged with Mega Bank Nepal
Class C: Finance Companies
Nepal Rastra Bank has licensed 16 finance companies as of mid July 2026. Among them 2 finance companies are problematic and 14 are operational.
Company Name Headquarters/ Corporate Office Paid-up capital (In Crore) Branches Website Best Finance Chabahil, Kathmandu रु 89 19 Central Finance Kupondole, Lalitpur रु 95 20 Gurkhas Finance Dillibazar, Kathmandu रु 8727 Goodwill Finance Hattisar, Kathmandu रु 95 19 Guheshwori Merchant Banking & Finance Pulchowk, Lalitpur रु 101 27 ICFC Finance Bhatbhateni, Kathmandu रु 118 21 Janaki Finance Station Road, Janakpurरु 695 Manjushree Finance Nayabaneshwor, Kathmandu रु 135 29 Multipurpose Finance Bidhyapati Chowk, Janakpur रु 61 10 Nepal Finance Kamaladi, Kathmandu रु 78 13 Pokhara Finance Kamaladi, Kathmandu रु 190 38 Progressive Finance New Road, Kathmandu रु 8528 Reliance Finance Pradarsani Marg, Kathmandu रु 112 22 Shree Investment & Finance Dillibazar, Kathmandu रु 100 13
Problematic Finance Companies Nepal Share Markets & Finance company Capital Merchant Banking & Finance Company
Class D: Micro Finance Financial Institutions Microfinance financial institutions are classified as Class "D" banks by the Nepal Rastra Bank. There are 50 microfinance companies as of march 2026. Microfinance in Nepal are divided as retail and wholesale institutions. Retail microfinance provide services to individual institutions whereas wholesale microfinance provides services to retail microfinances and cooperatives. The list of wholesale microfinances are.
Company Name Headquarter/ Corporate Office Area Paid-up capital In Crores Branches Website First Microfinance Laghubitta Gyaneswar, Kathmandu रु 134 3 RSDC Laghubitta Rupandehi, Butwal रु 103 4 Sana Kisan Bikas Laghubitta Babarmahal, Kathmandu रु 493 13 There are 47 retail microfinance licensed by NRB. Retail microfinance are further sub divided in national and regional (province/district) level. The list of national level retail microfinance and their details are.
Company Name Headquarter/ Corporate Office Paid-up capital In Crores Branches Website Aviyan Laghubitta Panauti, Kavrepalanchowk रु 25 61 Aarambha Chautari Laghubitta Banepa, Kavrepalanchowk रु 37 136 Asha Laghubitta Madanpur, Nuwakot रु 80 133 Chhimek Laghubitta Mid-Baneshwor, Kathmandu रु 362 205 CYC Nepal Laghubitta Pokhara, Kaski रु 27 125 Deprosc Laghubitta Bharatpur, Chitwan रु 206 161 Dhaulagiri Laghubitta Baglung bazar, Baglung रु 13 59 Forward Laghubitta Duhabi, Sunsari रु 120 161 Ganapati Laghubitta Suklagandaki, Tanahu रु 15 44 Global IME Laghubitta Pokhara, Kaski रु 62 126 Grameen Bikas Laghubitta Butwal, Rupandehi रु 100 197 Himalayan Laghubitta Chabahil, Kathmandu रु 32 76 Infinity Laghubitta Gaidakot, Nawalparasi रु 50 104 Jeevan Bikas Laghubitta Katahari Morang रु 154 165 Janautthan Samudayik Laghubitta Butwal, Rupandehi रु 17 40 Kalika Laghubitta Pokhara, Kaski रु 41 110 Laxmi Laghubitta Maharajgung, Kathmandu रु 44 96 Mahila Laghubitta Banepa, Kavrepalanchowk रु 22 85 Mahuli Laghubitta Bakdhuwa, Saptari रु 37 66 Manushi Laghubitta Banepa, Kavrepalanchowk रु 11 37 Matribhumi Laghubitta Budanilkantha, Kathmandu रु 63 210 Mero Microfinance Laghubitta Battar, Nuwakot रु 143 151 NADEP Laghubitta Gajuri, Dhading रु 49 98 National Laghubitta Nilkantha, Dhading रु 133 187 Nerude Mirmire Laghubitta Banepa, Kavrepalanchowk रु 140 233 NESDO Samridda Laghubitta Kushma, Parbat रु 29 61 NIC Asia Laghubitta Banepa, Kavrepalanchowk रु 174 296 Nirdhan Uthhan Laghubitta Naxal, Kathmandu रु 261 196 NMB Laghubitta Pokhara, Kaski रु 72 156 Sampada Laghubitta Gaidakot, Nawalparasi रु 79 157 Samata Garelu Laghubitta Banepa, Kavrepalanchowk रु 63 92 Samudayik Laghubitta Banepa, Kavrepalanchowk रु 17 45 Shrinjansil Laghubitta Golbazar, Siraha रु 11 34 Suryodaya Womi Laghubitta Banepa, Kavrepalanchowk रु 79 169 Swabalamban Laghubitta Kamalpokhari, Kathmandu रु 166 155 Sworojgar Laghubitta Banepa, Kavrepalanchowk रु 79 113 Unique Nepal Laghubitta Kohalpur, Banke रु 15 42 Unnati Sahakarya Laghubitta Siddharthanagar, Rupandehi रु 25 84 Vijaya Laghubitta Gaidakot, Nawalparasi रु 79 136
The list of regional (Province/District) Level microfinance are. Bank Name Headquarters/ Corporate Office Working AreaPaid-up capital(In crore) Branches & Extension CountersWebsite Aatmanirbhar Laghubitta Ghorahi, DangLumbini Province रु 9 22 Gurans Laghubitta Dhankutabazar, DhankutaKoshi Province रु 13 38 Mithila Laghubitta Dhalkebar, DhanushaMadhesh Province रु 25 45 Sanjeevani Laghubitta Tulsipur, DangLumbini Province रु 81 19 Support Laghubitta Itahari, Sunsari Koshi Provinceरु 13 29 Swabhiman Laghubitta Tillottama, RupandehiLumbini Province रु 15 37 Swastik Laghubitta Lahan, SirahaMadhesh Province रु 5 13 Upakar Laghubitta Kohalpur, BankeLumbini Province रु 11 39
Infrastructure Development Bank Infrastructure Development Bank is non-classified Financial Institution licensed by Nepal Rastra Bank. There is one BFI as of January 2024. Nepal Infrastructure Bank Limited
Others Limited banking cooperatives National Cooperative Bank Limited Hire Purchase Omni Hire Purchase Pvt.Ltd. Hulas FinServe Hire Purchase Ltd. Sipradi Hire Purchase Pvt. Ltd. M.A.W. Hire Purchase Pvt. Ltd. Batas Hire Purchase Pvt. Ltd. Syakar Hire Purchase Pvt. Ltd. Jagadamba Hire Purchase Pvt. Ltd. Venture Hire Purchase Pvt. Ltd. Manokamana Hire Purchase Pvt. Ltd. Agni Hire Purchase Pvt. Ltd.
Representative Offices Mashreq Bank PSC, Dubai , UAE Doha Bank, Doha , Qatar ICICI Bank Limited, Mumbai, India
Hydropower Investment and Development Hydroelectricity Investment and Development Company Limited (HIDCL)
References